What To Know:
- Ripple launched Ripple Treasury, a corporate platform that combines cash management, digital assets, and cross-border transactions.
- The platform does so through a single system powered by GTreasury software and Ripple’s blockchain.
- The platform uses RLUSD stablecoin to enable international settlements within three to five seconds, replacing manual processes with API-based tools that mirror traditional treasury workflows.
Ripple has launched a new corporate treasury solution that puts the management of cash, digital assets and other operations on the same platform for corporate business. The product, which is called Ripple Treasury, incorporates enterprise software offered by GTreasury with Ripple’s blockchain infrastructure.
Ripple Rolls Out Corporate Treasury Platform
As per a blog post, the platform provides a single platform that allows corporations to centrally manage their cash, digital assets and cross-border transactions through one interface. The launch marks Ripple’s first major product launch since it acquired GTreasury, a Chicago-based treasury software company, in October for $1 billion. At the time of the purchase, GTreasury Chief Executive Renaat Ver Eecke indicated that the transaction was a breakthrough for contemporary treasury operations. Ripple’s most recent announcement also helps to give the clearest view to date of where in the broader business strategy that transaction serves.
According to Ripple, corporate treasury teams continue to face persistent challenges. Settlement delays remain common. Cross-border payments can take several days. Visibility across jurisdictions is limited. Many companies still rely on spreadsheets and disconnected systems to reconcile cash positions with emerging digital asset holdings.
Ripple Treasury aims to reduce that complexity. The platform merges fiat and digital asset management into a single dashboard, allowing treasurers to track balances, manage liquidity, and reconcile transactions without switching between multiple tools.
Its focus lies on integrating Ripple’s RLUSD stablecoin for international settlements. Ripple added transactions can be done in three to five seconds, compared with conventional settlement cycles that usually last several business days. The company insists its quicker settlement enhances liquidity planning and limits the requirement for excess capital buffers.
The platform also replaces manual processes with direct API integrations. Digital asset platforms are treated as “digital banks,” allowing treasury teams to manage crypto holdings in a format similar to conventional accounts. Ripple said this approach is meant to mirror existing treasury workflows rather than force companies to redesign internal systems.
Beyond payments, Ripple Treasury is intended to support short-term liquidity management. The company has previously stated that the GTreasury integration would allow customers to access short-term funding markets through Ripple’s institutional product suite.
That access is expected to be enabled through Hidden Road, the prime brokerage firm Ripple acquired last year for $1.25 billion. Hidden Road provides connectivity to repo markets and institutional liquidity pools, giving corporate clients additional options for deploying idle cash while maintaining standard reporting and compliance frameworks.
The platform would be aimed at improving the way that excess corporate cash is used, without disrupting established controls, Ripple and GTreasury said. The treasury policies, audit requirements, and reporting standards should remain in place when firms implement the system. Ripple is launching as it expands its reach into global financial markets. In the Middle East just this week the company announced a partnership with Riyad Bank. The agreement comprises Jeel, a subsidiary of the Saudi lender. Reece Merrick, Ripple’s managing director for the Middle East and Africa, said the arrangement is designed to build Saudi Arabia’s financial infrastructure with blockchain-based applications.
The focus of the partnership will be on exploring digital payment systems and settlement tools that offer transparency and security.
Recently, the company received approval from the United Kingdom’s financial regulator for an Electronic Money Institution license, as well as crypto asset registration earlier this month. This allows Ripple to roll out payments across the UK market. Ripple also secured preliminary approval for an EMI license from Luxembourg’s Commission de Surveillance du Secteur Financier, solidifying its credentials in the European Union’s regulated payments systems.
In the United States, Ripple applied for a national banking license with the Office of the Comptroller of the Currency in July 2025. The application followed similar moves by firms such as Circle Internet Group and BitGo.
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