What To Know:
- Ripple announced XRP Community Day 2026, a global virtual event on Feb. 11–12, focusing on XRP Ledger upgrades and XRP’s role in payments, finance, and DeFi.
- RippleX will outline live and upcoming features, including programmability, privacy, compliance tools, and native lending, with a strong push toward real-world, institutional use.
- XRP saw a modest price rebound amid the announcement, while institutional interest remained steady, reflected in continued inflows into US-listed XRP ETFs.
Ripple has announced XRP Community Day 2026, with major updates that have sparked a notable rise in XRP’s price. The event will bring together holders, developers, institutions, and Ripple leadership for a global virtual gathering on Feb. 11 and 12.
The event is designed to discuss XRP’s expanding role across payments, finance, and decentralized infrastructure, and general developments within the XRP Ledger ecosystem.
Ripple has scheduled three live X Spaces to accommodate audiences across regions. Sessions covering EMEA and the Americas will take place on Feb. 11, followed by APAC-focused discussions on Feb. 12. The format reflects Ripple’s effort to engage the XRP community at a regional level while keeping the agenda aligned around shared technical progress.
Ripple Lays Out Company Agenda, XRP Surges Slightly
One of the central segments of the event is titled “XRP Features: What’s Live and What’s Next.” RippleX confirmed that the discussion will feature Ayo Akinyele, Head of Engineering at RippleX, Jasmine Cooper, Head of Product at RippleX, and RippleX engineer Mayukha Vadari. Longtime XRP community members Vet and Krippenreiter will serve as moderators.
XRP Features: What’s Live and What’s Next
Get the latest on
• Programmability, privacy, compliance
• Native lending and DeFi tooling
• How roadmap features translate into more XRP utilityDon’t miss this session next week during XRP Community Day!
🗓️1:55 PM ET | 10:55 AM… https://t.co/1huQyTw1zt pic.twitter.com/yPO94znD45
— RippleX (@RippleXDev) February 5, 2026
The session will outline recent upgrades to the XRP Ledger and provide clarity on features scheduled for release in the months ahead. Speakers are expected to address progress across programmability, privacy, compliance tooling, and the network’s native lending protocol. These developments form the technical backbone for expanding decentralized finance activity on the XRP Ledger.
A key subject of the discussion is expected to center on application. RippleX has emphasized that the current roadmap is focused on enabling products that can be used in live environments, rather than remaining confined to experimentation. The aim is to show how ongoing development efforts translate into practical capabilities for users and institutions operating on the network.
RippleX recently reinforced this direction in a blog update detailing its institutional DeFi roadmap for the XRP Ledger. The roadmap positions XRP as a core settlement asset across foreign exchange, collateral management, and on-chain credit markets. According to RippleX, the network is being prepared for everyday institutional use, with infrastructure designed to meet regulatory and operational requirements.
In a follow-up post on X, RippleX identified lending, privacy, and permissioned on-chain markets as its primary focus areas for institutional DeFi this year. Several features have already gone live or are scheduled for release. These include a decentralized exchange, the Lending Protocol under XLS-65 and XLS-66, confidential transfers for multi-purpose tokens expected in the first quarter, smart escrows, MPT DEX integration, and an institutional DeFi portal.
Later this year, RippleX plans to introduce native on-ledger credit markets through the lending protocol. The framework is designed to allow XRP to function directly within lending activity, where it can be both borrowed and supplied. XRP is also positioned as the default bridge asset for foreign exchange flows and settlement across supported markets.
Market activity around XRP has shown slight optimism following a volatile period for digital assets. At the time of writing on Friday, XRP was trading around $1.48, recovering more than 21% from an intraday low near $1.12 earlier in the week. The rebound came as investors adjusted positions after a sharp sell-off across the crypto market.
Institutional demand has remained visible through spot XRP exchange-traded funds. Data shows that US-listed XRP ETFs recorded net inflows for three consecutive days. Inflows totaled approximately $19.5 million on Tuesday, $4.8 million on Wednesday, and $1.28 million on Thursday, despite ongoing price swings.
Cumulative inflows into these products now stand at roughly $1.21 billion, with net assets under management estimated at $888 million. The figures suggest sustained institutional exposure even as short-term volatility persists.
The global crypto market context still remains fragile. Bitcoin, Ethereum, and XRP all fell to multi-month lows on Friday, erasing gains recorded after Donald Trump’s election victory in November 2024. XRP experienced the sharpest decline among the three, with prices falling more than 20% over the week as selling pressure intensified across the altcoin sector. The token briefly dipped to $1.11 following a short-lived rally tied to Ripple Protocol’s integration with Hyperliquid.
